Hi, I'm Niklas Schöffler.

After graduating from high school, I completed my apprenticeship at Sparkasse. During my time there I realised that many clients were only being shown a limited range of financial solutions. I wanted to advise people more holistically — more transparently — and with a stronger focus on their long-term goals.

That's why I decided to become self-employed. To deepen my expertise I also became a qualified Versicherungskaufmann (IHK).

Today I've worked in the financial industry for seven years and have been self-employed for more than five. In that time I've helped more than 200 people improve their financial situation.

I mainly work with young professionals, engineers, IT specialists and international employees living in Germany. Most of my free time goes into learning about investing, ETFs, financial markets and long-term wealth creation — because I genuinely enjoy the topic.

My mission is bigger than financial advice: I want to improve financial education in Germany. Especially for people who move here from other countries and suddenly have to understand a completely new financial system — but also for everyone living in Germany who wants to make smarter decisions with their money.

Financial planning should not feel complicated. It should feel understandable, transparent and accessible.